Terms of Service

    Last updated: January 1, 2026

    1. Acceptance of Terms

    By accessing and using habitatcurtainbank.org.nz (the "Website"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree with any part of these Terms, you must immediately discontinue use of this Website. Your continued use of the Website constitutes your binding acceptance of these Terms.

    2. Site Purpose

    The Website provides independent information, comparisons, guides, and reviews related to online casinos and gambling services for users in New Zealand. habitatcurtainbank.org.nz is NOT an online gambling operator, casino, or provider of real-money gaming services. We do not offer, facilitate, or host any gambling activities, nor do we handle financial transactions, bets, or player accounts.

    3. Age Restriction

    This Website is intended strictly for individuals who are at least 18 years of age or the legal minimum age for gambling in New Zealand. By using this Website, you warrant and represent that you meet this age requirement. If you are under the legal gambling age, you are prohibited from accessing, browsing, or using the materials and services provided on this Website.

    4. Disclaimer

    All content published on this Website is provided for general informational and entertainment purposes only. While we make every reasonable effort to keep our information, bonus offers, and casino reviews accurate and up-to-date, the online gambling landscape changes rapidly. Therefore, we do not warrant the accuracy, completeness, or reliability of any information displayed on the Website. You are solely responsible for independently verifying all terms, promotional rules, licensing credentials, and payout conditions directly with the relevant third-party casino operators before engaging in real-money play.

    5. Affiliate Relationship

    In compliance with transparency guidelines, please be advised that habitatcurtainbank.org.nz operates as an affiliate marketing website. This means we may receive financial compensation, commissions, or referral fees from the third-party online casino operators featured on our pages when you click external links, register, or make a deposit on their platforms. This affiliate relationship does not influence our editorial independence, but it supports the maintenance and operation of this Website.

    6. Intellectual Property

    All content, branding, text, graphics, logos, layouts, and software on this Website are the exclusive intellectual property of habitatcurtainbank.org.nz or its content licensors, unless otherwise stated. All rights are reserved. You may not reproduce, distribute, modify, republish, or commercially exploit any material from this Website without our prior written consent.

    7. Limitation of Liability

    To the maximum extent permitted by applicable law, habitatcurtainbank.org.nz, its owners, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or connected to your access to, or use of, this Website or any linked third-party websites. This includes, but is not limited to, financial losses, loss of profits, gambling losses, loss of data, or any technical disruptions incurred while interacting with third-party casino platforms.

    8. Governing Law

    These Terms and any disputes or claims arising out of or in connection with them or their subject matter shall be governed by, and construed in accordance with, the laws of New Zealand. You irrevocably agree that the courts of New Zealand have exclusive jurisdiction to settle any dispute or claim arising out of your use of this Website.

    9. Changes to Terms

    We reserve the right to amend, update, or replace these Terms at any time without prior notice. Any modifications will take effect immediately upon being posted on this page, with the "Last updated" date adjusted accordingly. It is your responsibility to review these Terms periodically to stay informed of any changes.

    10. Contact

    If you have any questions, concerns, or legal inquiries regarding these Terms of Service, please reach out to us at: [email protected].